100 YEARS STRONG VOTE FOR F&MBANK Where Banking is Easy! 2022 Best of Lodi Reader's Choice Best Business Overall Best Customer Service Real Estate Lender Bank/Financial Institution Banking Professional #1 COMMUNITY BANK IN CALIFORNIA! AMERICA'S BEST BANKS 2022 Newsweek LendingTree 800-888-1498 | fmbonline.com Member FDIC C2022 Farmers & Merchants Bank of Central California. All rights reserved. MSR 8803 1/22. 100 YEARS STRONG VOTE FOR F&MBANK Where Banking is Easy! 2022 Best of Lodi Reader's Choice Best Business Overall Best Customer Service Real Estate Lender Bank/Financial Institution Banking Professional #1 COMMUNITY BANK IN CALIFORNIA! AMERICA'S BEST BANKS 2022 Newsweek LendingTree 800-888-1498 | fmbonline.com Member FDIC C2022 Farmers & Merchants Bank of Central California. All rights reserved. MSR 8803 1/22.