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    December 11, 2019
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Santas Coming F&MBANK Visit us online to see Santa's schedule: fmbonline.com/Santa Free gifts to make your shopping easier Free holiday envelopes for your "Gifts of Green" Free Gift' with every new checking account opened Visit with Santa in our Branches! Take pictures of your kids and enjoy refreshments. 1Freegift maybereported on a 1099-INT or 1099-MISC. Free gift providedatthe time of account opening in branch only. Holiday envelopes (money holders) available to all, while supplies last. c2019 Farmers & Merchants Bank of Central California. All rights reserved. MSR 7681 11/19. Member 800-888-1498 | fmbonline.com FDIC Santas Coming F&MBANK Visit us online to see Santa's schedule: fmbonline.com/Santa Free gifts to make your shopping easier Free holiday envelopes for your "Gifts of Green" Free Gift' with every new checking account opened Visit with Santa in our Branches! Take pictures of your kids and enjoy refreshments. 1Freegift maybereported on a 1099-INT or 1099-MISC. Free gift providedatthe time of account opening in branch only. Holiday envelopes (money holders) available to all, while supplies last. c2019 Farmers & Merchants Bank of Central California. All rights reserved. MSR 7681 11/19. Member 800-888-1498 | fmbonline.com FDIC