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    February 29, 2020
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THANK YOU FOR VOTING 100 YEARS STRONG F&MBANK BEST BANK Best of the Best Best Customer Service Best Employer Best Business Overall Best Real Estate Lender 100 YEARS STRONG Visit one of our five Lodi branch locations: fmbonline.com/about-us/locations.html TRUSTED FOR GENERATIONS 800-888-1498 Member FDIC LENDER ©2020 Farmers & Merchants Bank of Central California, All rights reserved. MSR 7892 2/2020. THANK YOU FOR VOTING 100 YEARS STRONG F&MBANK BEST BANK Best of the Best Best Customer Service Best Employer Best Business Overall Best Real Estate Lender 100 YEARS STRONG Visit one of our five Lodi branch locations: fmbonline.com/about-us/locations.html TRUSTED FOR GENERATIONS 800-888-1498 Member FDIC LENDER ©2020 Farmers & Merchants Bank of Central California, All rights reserved. MSR 7892 2/2020.