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    May 1, 2020
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A Rate Worth Shouting About: FREE CHECKING WITH 2.50% INTEREST! Earn 2.50% APY* with our FREE Kasasa Cash® Checking on balances up to $50,001 when you meet a few simple qualifications each month. If qualifications are not met, all balances earn 0.01% APY. Call, click or visit today to get started. 1540 West Kettleman Lane, Lodi (209) 334-7400 SuncrestBank.com Suncrest Bank * Minimum to open is $50. Rates and rewards are variable and may change after account is opened. Qualifications during each monthly qualification cycle are as follows: at least 10 debit card purchases must post and settle the Kasasa Cash or Kasasa Cash Back account, account must be enrolled and receive e-statement notice, and at least 1 bili pay or ACH automatic debit transaction must post and settle in the Kasasa Cash account. Transactions may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between your accounts with us, debit card purchases processed by merchants and received by our bank as ATM transactions, nonretail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Limit 1 account per SSN. Available to personal accounts only. Fees waived for five (5) ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account. All quoted APY ranges are calculated assuming a maximum balance of $150,000.00 and blending the below cap rate with the above cap rate. APY = Annual Percentage Yield. APYS accurate as of 10/1/18. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $50,001 receive APY of 2.50% and. (2) balances over $50,001 earn 0.40% interest rate on portion of balance over $50,001, resulting in 2.50% - 110% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. The advertised Kasasa Cash APY is based on compounding interest. Interest payments will be credited to your Kasasa Cash account on the last day of the current statement cycle. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrolment instructions. Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A. Member FDIC BBB © 2019 Suncrest Bank. All Rights Reserved. LENDER A Rate Worth Shouting About: FREE CHECKING WITH 2.50% INTEREST! Earn 2.50% APY* with our FREE Kasasa Cash® Checking on balances up to $50,001 when you meet a few simple qualifications each month. If qualifications are not met, all balances earn 0.01% APY. Call, click or visit today to get started. 1540 West Kettleman Lane, Lodi (209) 334-7400 SuncrestBank.com Suncrest Bank * Minimum to open is $50. Rates and rewards are variable and may change after account is opened. Qualifications during each monthly qualification cycle are as follows: at least 10 debit card purchases must post and settle the Kasasa Cash or Kasasa Cash Back account, account must be enrolled and receive e-statement notice, and at least 1 bili pay or ACH automatic debit transaction must post and settle in the Kasasa Cash account. Transactions may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between your accounts with us, debit card purchases processed by merchants and received by our bank as ATM transactions, nonretail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Limit 1 account per SSN. Available to personal accounts only. Fees waived for five (5) ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account. All quoted APY ranges are calculated assuming a maximum balance of $150,000.00 and blending the below cap rate with the above cap rate. APY = Annual Percentage Yield. APYS accurate as of 10/1/18. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $50,001 receive APY of 2.50% and. (2) balances over $50,001 earn 0.40% interest rate on portion of balance over $50,001, resulting in 2.50% - 110% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. The advertised Kasasa Cash APY is based on compounding interest. Interest payments will be credited to your Kasasa Cash account on the last day of the current statement cycle. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrolment instructions. Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A. Member FDIC BBB © 2019 Suncrest Bank. All Rights Reserved. LENDER