CAN'T STOMACH THE MARKET VOLATILITY WITH ALL YOUR RETIREMENT SAVINGS? Why not meet with us for 30 minutes to see if a Fixed Index Annuity (FIA) is right for you! FIA's offer: Full protection of principal from market volatility Steady and predictable income for life Tax deferral to accumulate savings quicker NEVER Lose Your Money Due to Market Fluctuations Annuities are designed to meet long-term needs for retirement income. Early withdrawals may result in loss of principal and credited interest due to surrender charges. Any distributions are subject to ordinary income tax and, if taken prior to age 59 112, a 10% federal additional tax. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurer. LEARN HOW OUR FIXED INDEX ANNUITY CLIENTS DID NOT LOSE A PENNY DURING THE RECENT MARKET VOLATILITY tHelping families för Over 30 Jears" , Walker & Associates INC Insurance ServicesFinancial Services Stephen U. Walker Insurance and Financial Services Jeannette Beeson Insurance and Financial Services CA lic#0M2 1723 BRE#01748929 866.581.4841 209.368.7503 CA lic#0630021 Walkerandassociate@sbcglobal.net 1209 W. Tokay St., Ste. 10, Lodi, CA 95240 800.913.7504 1209 W. Tokay St., Ste. 10, Lodi, CA 95240800.913.7504 info@tjbco.net (209) 368-7503 www.swalkerandassociates.com walkerandassociate@sbcglobal.net